Pre-Qualifys Buyers based on: Assets, income and Credit

• No Credit report required
  

• No Application required
  

Shops lenders for Lowest Rate:

• FHA, VA, USDA-RD and Conventional
  

• 15 Yr, 30 Yr, 1, 3 and 5 ARMs
  

• 203(k) Rehabilitation Mortgage
  

Calculates:

• Allowable Closing Costs: FHA and VA
  

• Buyers Minimum Investment - All Loan Types
  

• Seller's Maximum Contribution - All Loan Types
  

• Loan Officer Commission
  

• Points needed to buy rate up or down
  

• Rebate required to pay some or all the buyer's fees
  

• Maximum Loan Amount for every USA County
  

• Loan amount based on local maximum loan
  

• MI, UFMIP, VAFF, USDA Gurantee Fee
  

MI - Buyer, Seller and Lender paid

UFMIP and VAFF - Buyer and Seller paid

• Total Housing Expense
  

  (Principal & Interest, Taxes, Insurance, Mortgage Insurance and HOA)

California Home loans since 1970

BILL LADEWIG - 38 Years of

Good Advice and Fast Approvals

Call: 866.204.9733

mail to: Bill@YourFhaGuru.com

YOUR FHA GURU

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Soon

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• Links
  

• Contact Us
  

• Loan Info
  

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June 16, 2009

• Classes
  

• Stealth Shopper
  

• Rate Survey
  

• Reverse Mortgages
  

• FHA Risk Based MIP
  

• GOOD NEWS DEPT
  

New FNMA LTV Limits

• 3-n-1 Loan
  

• Home
  

Coming...

Mortgage Mentor

Pre-Qualifies, Shops and Calculates EVERYTHING!

YourFhaGuru.com